Military Buyback
for Federal Employees
ESTIMATE YOUR MILITARY SERVICE CREDIT
Our Military Buyback Calculator gives you a simple way to explore how your active-duty service might translate into credit toward a federal civilian retirement. It’s designed as an educational tool, using standard rules to help you understand the basics—not as personalized financial or HR advice.
We’re an independent resource and aren’t affiliated with OPM, DFAS, or any government agency. Your exact deposit amount will depend on your official earnings records and your agency’s final determinations. If you need guidance for your specific situation, your HR office or a qualified professional can provide individualized support.
What Is Military Buyback?
Military Buyback is a way for federal employees to apply eligible active-duty service toward their civilian retirement. By making a deposit based on your past military earnings, those years can be added to your creditable service under FERS or CSRS. Understanding how this process works can give you a clearer picture of how your prior service might enhance your retirement eligibility and shape your future pension.
Military Buy Back Calculator
Calculate your military service deposit cost and retirement benefit increase.
Your Calculation Results
Military Service Buy Back Analysis
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Begin With A Vision, Not A Calculation
Imagine an ordinary Tuesday morning in your ideal retirement:
- Where are you waking up?
- What is your routine?
- How do you spend your time?
- Who are you with?
- How do you want to feel?
Most people never explore these questions, yet they often shape the lifestyle decisions that influence future expenses.
Important Disclaimer
This calculator provides general estimates. Actual amounts may vary. Consult with a qualified benefits specialist for personalized advice.
Important Disclaimer
This calculator provides general estimates for military service buyback costs. Actual amounts may vary. Consult with a qualified benefits specialist.
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