Retirement Basics for State and Local Employees
How We Support You
Understand Your Benefits
We educate about complex information and explain how different benefit programs and rules work, giving you a clearer view of the factors that may apply to your situation.
Simplify Your Review
We break down complex retirement information into clear, understandable terms so you can more easily review the details that may apply to your situation.
Strengthen Your Review
Our educational materials explain how the parts of your retirement plan fit together, giving you a clearer view of the information and considerations that may relate to your situation.
Understand What You’ve Earned.
We’re honored to support the people who keep our communities running from city offices to county departments. Our educational benefit reviews explain pension formulas, health coverage programs, and supplemental protection options in clear, practical terms. Because each municipality has its own rules, we focus on providing straightforward information to help you understand the factors that may relate to your situation.
Proud to Support State Workers.
From teachers to public safety officers, state employees keep essential services moving. Our educational benefit reviews explain pension formulas, service credits, and health coverage programs in clear, straightforward terms so you can better understand how your retirement system is structured. Each review outlines key features of your state’s plan and provides practical education to help you evaluate the considerations that may relate to your situation.
More Resources
Retirement Resources
If you’d like additional information, you may choose to speak with an independent, licensed insurance professional who can explain available options. These professionals are not employed by our organization, and any guidance they provide is separate from our educational role.
Income & Benefits Education
You’ll learn about the general concepts and retirement rules that will help you understand how different retirement programs and saving options may affect your long term financial stability. If you want additional information, we can refer you to our network of independent experts.
Discover Retirement Basics
Retirement benefits can feel overwhelming. Our articles and guides break it down for you so you can thoroughly understand the factors that are important to your situation. Use our resources at your own pace. Explore our materials and build your knowledge about how all these retirement elements fit together.