by Chris Benefit | Jan 13, 2026 | Retirement Planning & Best Practices
A retirement plan is not complete without looking at how to protect it. Insurance, healthcare, and risk management can influence long term financial stability, especially when unexpected events occur. Understanding the types of risks people encounter and the tools...
by Chris Benefit | Jan 8, 2026 | Retirement Planning & Best Practices
The Thrift Savings Plan allows federal employees to contribute in two different ways: traditional or Roth. Both options help you save for retirement, but they are taxed differently. Understanding the difference can help you decide how to balance taxes now versus taxes...
by Chris Benefit | Jan 8, 2026 | Retirement Planning & Best Practices
The Thrift Savings Plan, or TSP, has limits on how much you can contribute each year. These limits are set by the IRS and apply to all federal employees who participate in the TSP. Understanding these limits helps explain how much you can save during your working...
by Chris Benefit | Jan 8, 2026 | Retirement Planning & Best Practices
The Government Pension Offset, often called the GPO, is a Social Security rule that has affected some government retirees for many years. This rule mainly applies to people who receive a government pension and are also eligible for Social Security benefits based on a...
by Chris Benefit | Jan 8, 2026 | Retirement Planning & Best Practices
The Thrift Savings Plan, or TSP, is a major source of retirement income for many federal retirees. Unlike a pension or Social Security, money in the TSP does not automatically turn into income. Retirees must choose how and when to withdraw funds. Those choices affect...
by Chris Benefit | Jan 8, 2026 | Retirement Planning & Best Practices
Federal retirement benefits differ from those many private-sector workers receive. Instead of relying only on personal savings, most federal employees retire with a combination of pension income, Social Security, and the Thrift Savings Plan. These benefits are subject...
